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Canada’s banking regulator threw the mortgage industry a curve ball last week when a representative suggested there were some restrictions to a recent policy change most ... More

Effective Thursday, uninsured bank borrowers no longer need to show they can afford a higher rate when switching lenders.

Canada’s banking regulator is easing the burden on homeowners trying to switch their lender when renewing their mortgage by dropping the need to reapply the stress ... More

The head of Canada’s banking regulator stood firm in rejecting renewed calls to remove the mortgage stress test on uninsured mortgage switches.

It’s no secret that Canada’s banking regulator has its sights set on fixed-payment variable-rate mortgage products. And OSFI chief Peter Routledge reiterated that ... More

Originally introduced to mitigate borrower default risks in the event of rising interest rates, some brokers now argue that Canada’s mortgage stress test is no longer ... More

Toronto House Prices Jump By $130,000 In A Year As Industry Calls For 'Shovels In The Ground'. And now the Bank of Canada is putting "kerosene on the fire" ... More

The proposed change to the federal mortgage guidelines that would reduce the stress test requirement for borrowers could adversely affect the credit risk of Canada’s big ... More

Ottawa changing stress test rate for insured mortgages starting April 6.

Mortgage stress test forces homebuyers further outside GTA to find house they can afford.

The chief executive of the Bank of Nova Scotia says Canada’s housing market needs more supply, not a major change to the mortgage stress test.

Royal Bank of Canada chief executive Dave McKay told a banking conference on Tuesday that the mortgage stress test has “generally been good ... More

Tighter mortgage regulations are making Canada’s housing market less risky, according to the government agency responsible for its oversight.

New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests.

The Bank of Canada's rate used by mortgage stress tests to determine whether would-be homeowners can qualify has dropped for the first time in three years.

The Ontario Real Estate Association is calling for less stringent mortgage rules in a rebuttal aimed at the head of the Canada Mortgage and Housing Corp.

The Canadian mortgage market continues to suffer from the impact of lower home sales in major markets as the stress tests weaken homebuyers’ abilities.

Canada’s top federal banking regulator says a stress-test for uninsured mortgages is “working,” but that it is still keeping an eye on lending practices.

Canada should hold off on changes to make homebuying more affordable but should speed up efforts to reduce trade barriers within its borders, advises the International Monetary ... More

The Conservative Party leader says he's "absolutely committed" to reviewing the rule.

The Canadian government should consider being flexible on its new mortgage lending rules because the impact has been longer-lasting and more significant than expected, ... More

CIBC economist says regulators need to revisit rules that have made it harder to get a mortgage.

Toronto Real Estate Board President Garry Bhaura announced that Greater Toronto Area REALTORS® reported 7,187 residential sales through TREB's MLS® System in March ... More

A flattened real estate market in the Greater Toronto Area has the region's real estate board again calling for revisions to stricter mortgage stress tests.

Here are four record-breaking phenomena that suggest we have reached a real turning point in Canadian real estate.

Residential investment is falling, and that's a clear sign of hard times in Canada's economy, the Bank of Montreal says.

The cost of rental housing jumped by the most in 30 years in January, according to Statistics Canada data.

Here's what it takes to buy an average-priced home in Canada's major cities — and how choosing a 30-year mortgage would change that.

Ten per cent of Canadians no longer qualify for a mortgage with banks.

While a decline in sales in January 2018 was expected, the decline this January was disturbing.