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Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks ... More

The federal government allowed 30-year mortgage amortizations for first-time homebuyers purchasing new builds in August, and the new rules are set to expand in December to ... More

Many Canadian renters do not plan to purchase a home in the near future, with affordability challenges being a significant factor.

The majority of Canadians aspiring to buy a home say they will push their plans to next year or later to wait for interest rates to drop, a new survey shows.

As variable-rate mortgage holders eagerly anticipate the Bank of Canada’s first rate cut, fixed rates are heading in the other direction: up.

The federal government has announced it will be discontinuing its First-Time Home Buyer Incentive (FTHBI) program as of March 21.

One third of Canadians are considering alternative home ownership models, a new survey has found, as purchasing a home remains out of reach amid an ongoing affordability ... More

It’s no secret that Canada’s banking regulator has its sights set on fixed-payment variable-rate mortgage products. And OSFI chief Peter Routledge reiterated that ... More

Originally introduced to mitigate borrower default risks in the event of rising interest rates, some brokers now argue that Canada’s mortgage stress test is no longer ... More

A string of aggressive interest rate hikes from the Bank of Canada is driving short-term fixed-rate mortgage demand higher, according to a new survey.

Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer.

Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey.

In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More

New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests.

The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More

Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More

The Conservative Party leader says he's "absolutely committed" to reviewing the rule.

Canada needs to be building more homes to meet demand which is greater than official figures suggest.

Young families in particular want strong transit links, short commute

If you’re considering a custom-built home, here’s everything you need to know.

Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage ... More

CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers.

CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1.

Rising rents is making homeownership the affordable alternative according to a new report.

Here are some interesting data about Gen Zers and their homeownership plans and goals.

With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch.

Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage

Toronto real estate may not be what it was one year ago, but it’s still a battle for home buyers.

There appears to be little relief in sight for Canadian homebuyers, especially first-time buyers, as affordability is likely to worsen.

Private lenders have doubled their share of Canadian mortgages since 2015.